Simple, transparent pricing. You see every figure before you sign.
No hidden costs, no surprises. Reelaay charges only when a deal is approved and funded, and you always see exactly what you'll pay and what you'll earn before you accept.
Reelaay is a technology platform. Funding is provided by licensed banks and finance partners.
How you're charged
Two clear fees. You see both figures before you accept a deal.
Execution fee
A small percentage of your order value.
This covers verifying the deal and the buyer, structuring the transaction, and managing it end-to-end from submission through to settlement.
Financing fee
Based on the capital deployed and how long it's outstanding.
This is shared with the licensed partner providing the funds. The larger and longer the funding, the higher this fee, and the exact figure is always shown before you accept.
What you'll never pay
A representative example
Here's how the numbers might look on a single transaction. These figures are illustrative. Yours depend on your order size, funding duration and the partner involved.
| Line | Amount |
|---|---|
| Order value | ₦125,000,000 |
| Capital deployed | ₦100,000,000 |
| Execution fee | ~₦1.88M |
| Financing fee | ~₦2.80M |
| Your earnings | ~₦20.32M |
Illustrative only. Every figure for your actual deal is shown in naira, up front, before you sign.
Why we're upfront about fees
Most suppliers have been burned by hidden costs. A rate that changes at signing, a fee that appears at settlement. Reelaay is infrastructure, not a lender chasing margin in the fine print. You see the execution fee, the financing fee, and your final earnings before you commit to anything. If the numbers don't work for you, you walk away owing nothing.
Pricing questions
When am I charged?
Only when a deal is approved and funded. Submitting or reviewing a transaction is free.
Can the fees change after I accept?
No. The figures you see and accept are the figures that apply to that transaction.
Who sets the financing fee?
It's based on the capital deployed and the funding duration, and is shared with the licensed partner providing the funds. You see the total before you accept.
Is there a minimum or maximum deal size?
Reelaay is built for established suppliers executing high-value B2B orders. Talk to our team and we'll confirm quickly whether we can support your deal.
Do I need collateral?
No. Funding is arranged around your confirmed purchase order, not your property or fixed assets.
See your numbers on a real deal
Start a transaction and you'll see every figure before you commit, or book a demo and we'll walk you through it.